image_pdfimage_print

A Good Investor Always Saves

On 02/18/2013, in Investment Concepts, by Jordan Wilson

I am not a fan of Jim Cramer. Simply because he plays to the cameras. And I hate the theatrics.

But he talks about a time when he was doing poorly in life. And he makes a great point that should apply to all investors. So we shall give him a listen. 

Continue reading »

Investing in Partial Shares

On 06/13/2011, in Investment Strategies, by Jordan Wilson

The share price of certain companies or funds can become quite high over time.

That is one reason why many companies split their shares once they reach a certain value. To make the shares affordable to a wider range of investor.

For example, should you wish to acquire even one share of Berkshire Hathaway Inc. (BRK-A) class A shares, you would require just under USD 112,000.00 as at June 13, 2011. A little too expensive for most individual investors.

And for smaller investors, even stocks like Google Inc. (GOOG) at about USD 505.00 or Apple Inc. (AAPL) at about USD 330.00 might be too dear for inclusion in a diversified portfolio.

So what does one do? 

Continue reading »

Diversify With Dollar Cost Averaging

On 03/18/2011, in Investment Strategies, by Jordan Wilson

A third reason I think Dollar Cost Averaging (DCA) is a useful tool is that it is great for building a diversified portfolio over time.

That is not to say that one cannot build a diversified portfolio through lump sum investing. However, I believe that DCA can make the process easier and more consistent for investors, especially those with limited resources. 

Continue reading »

One perceived advantage of exchange traded funds (ETFs) over open-end mutual funds is their greater trading flexibility.

Many investors believe that there are also advantages in respect of ETF costs. Specifically, expense ratios, transaction costs, and tax efficiency.

As with trading flexibility, the potential advantages will vary between investors depending on their investing tactics. I will lay out the reality and you can decide if there is a benefit for you.

Continue reading »

Mutual Fund Concerns: Transaction Costs

On 09/20/2010, in Mutual Funds, by Jordan Wilson

Previously we looked at the perceived advantages of investing in mutual funds.

I believe funds are an excellent way for investors to develop well-diversified portfolios and meet their investment long-term investment objectives.

However, there are potential downsides when investing in funds. Not necessarily negatives, but areas investors need to be aware of and take measures to protect themselves against.

We will look at some of these areas of concern in the next few posts.

Today we review transaction costs incurred when buying and selling open-end mutual funds.

Continue reading »

© 2009-2017 Personal Wealth Management All Rights Reserved -- Copyright notice by Blog Copyright