Apple First Quarter Results

Apple released its first quarter 2012 results last week.

Interesting stuff.

Yes, the results were impressive, but that was not the most fascinating part.  (more…)

Many readers are a long ways away from retirement.

Messing up on retirement is not yet on one’s radar.

But it should be.

And the sooner you realize how people mess up retirement, the easier it is to avoid problems.  (more…)

Investing Philosophy in 10 Words

Can you summarize your investment philosophy in 10 words or less?

Can anyone?

After all, investing is a complex subject.  (more…)

As discussed in Saskatchewan Economic Success, natural resources are a key driver for the province’s current economic success.

Learning about Saskatchewan’s natural resources is important for many different people and for multiple reasons.

And not just for those living in Saskatchewan. Or only the natural resource sectors.  (more…)

Emotional Investing Decisions

Investing based on emotions or instincts is a difficult issue.

So challenging that an entire field, Behavioural Finance, examines how investor psychology and emotions affect investment decisions.

Recently I read an article where the author believes that financial planners prefer clients with little investment knowledge. That way, it is easier to sell them whatever you want.

Yes, there are financial planners, brokers, etc., that operate this way. But in my experience, good financial planners would rather deal with well-educated investors.

And often the reason relates directly to emotional investing.  (more…)

Each year seems to bring an ever increasing number of new exchange traded funds (ETFs).

2011 was no exception.

Some say many of the new ETFs are not necessary, but I like the increase.  (more…)

Top Stock Picks for 2012

Everyone wants to know the best stocks to invest in for 2012.

I know I do.

So what are the top stock picks for next year?

I am just a single person tooling away in the tundra of Western Canada, so who am I to choose.

Instead, I shall bring you the absolutely best 10 stocks for 2012 courtesy of the professionals who do this for a living. As such, these 10 must be the top performing picks over the next 12 months.

No thanks needed. I am just trying to help you succeed in wealth creation.  (more…)

Recession Babies?

Younger investors should be willing to take on the most investment risk.

This is due to the classic risk-return tradeoff from Investing 101. The greater the risk assumed, the higher the expected return over time.

However, young investors today are shying away from risk in their portfolios.

Why is this the case?

Is it because young investors were “recession babies”?  (more…)

Investment Advice Via Mass Media

If you follow mass media for your investment advice, you need to be very careful. And many investors diligently watch the business news networks and financial commentary daily.

I am not a huge fan of financial media in general. Especially the talking heads (i.e., pundits) and business commentators.

Why?  (more…)

Fund Fees Barely Budge

I am a proponent of passive investing.

That means investing in passively managed index funds that track a specific market sector. Primarily, exchange traded (ETF) or open ended mutual index funds.

Research indicates that actively managed portfolios tend not to perform better than passive portfolios. And actively run portfolios cost investors more money in fees and expenses than passive.

So why take an active approach?  (more…)

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